More and more Filipinos are switching to solar to fight back against rising electricity bills—and it’s no wonder. The Philippines has some of the highest electricity prices in Southeast Asia.
Learn more : Why More Filipinos Are Going Solar (And Why You Should Too)
Solar offers real, long-term savings by letting you generate your own electricity and rely less on the grid. But there’s one major hurdle: it’s expensive. A full system can cost hundreds of thousands of pesos—more than most families can afford upfront.
At Solviva, we believe you shouldn’t have to save up just to start saving.
(‘Di mo kailangan mag-ipon para magtipid.)
In this guide, we’ll show you how Rent-to-Own Solar works, how to get started, and why it’s a gamechanger.
What is Rent-to-Own Solar?
You’ve probably heard of rent-to-own when it comes to things like houses, cars, or even appliances. The idea is simple: use it now, pay for it over time.
Rent-to-Own Solar works the same way. Instead of paying hundreds of thousands of pesos upfront for a solar system, you pay in fixed monthly installments—just like a phone plan or car financing.
Compared to a traditional cash purchase or a bank loan, Rent-to-Own Solar is designed to be more flexible and more accessible.
Here at Solviva, we always say:
The best time to go solar? Probably a few years ago.
The next best time? Right now.
And with Rent-to-Own Solar, you finally can. No need to wait, no need to save for years—just lower bills and real savings from day one.
How Does Rent-to-Own Solar Work?
Rent-to-Own Solar works just like it sounds: you get your solar system installed now, and you pay for it over time in fixed monthly installments.
Here’s what that looks like with Solviva:
- Zero Downpayment (Optional) – No big upfront cost required, but if you want to lower your monthly payments, you can choose to add a downpayment. The choice is yours.
- Fixed Monthly Payments – Choose a payment plan that fits your budget, with terms of up to 5 years.
- Start Saving from Day One – Even while you’re paying off your system, you’re already cutting your electricity bills.
Once the system is fully paid, it's yours.
A Simple, Fast Approval Process
We designed Solviva’s Rent-to-Own Solar to be easy and fast. Getting approved is simpler than applying for a credit card.
Here’s what you’ll need:
- Valid government-issued ID
- TIN
- Proof of home ownership
- Latest electricity bill
- Proof of employment or business ownership, including start date
- Proof of income, such as payslips or your latest income tax return
Once we’ve received your documents, we’ll review your application and get back to you within 2–3 business days. And you won’t have to do it alone. One of our Solar Experts will guide you through every step of the process.
What Happens After You’re Approved
Once you’re approved, our team gets to work.
We’ll design the right solar system for your home, based on your electricity usage and roof layout. From there, we’ll finalize the Rent-to-Own agreement — including your monthly rate and payment term (up to 5 years).
After that, we schedule your installation. Most installations take between 3-6 days depending on the system size. Once installed, your system is ready to go — and so are your savings.
You’ll start enjoying lower electricity bills from day one. As for your payments, you can settle them through post-dated checks or monthly bank transfer — whichever is more convenient for you.
What Happens If You Miss a Payment
We understand that life happens — and sometimes payments get delayed. That’s why we have a fair and flexible process in place.
Here’s what you need to know:
- We’ll remind you first. Before any payment is due, you’ll receive reminders from our team — so you never miss a deadline by accident.
- There’s a 3% penalty on the outstanding balance for late payments — but this can be waived if you settle your balance right away.
- If payment is missed for more than 3 weeks, your system may be temporarily de-energized to avoid further penalties.
- After 6 weeks of missed payments, we may begin the process of system extraction.
We believe in being honest and transparent — especially when it comes to money. That’s why we’re sharing this upfront. At Solviva, we don’t believe in surprise payments or hidden fees. Let us know in advance if you expect difficulty in making payments.
Our goal is to help you keep your system running and your savings going. We’ll always do everything we can to help you stay on track — with reminders, support, and flexibility whenever possible.
Why Rent-to-Own Solar is a Gamechanger
At Solviva, we believe Rent-to-Own Solar is more than just a payment plan — it’s a way to unlock clean, affordable energy for Filipino families.
You get the benefits of solar right away: lower electricity bills, more control over your energy, and protection from rising rates — without having to wait or save up for years.
And while some providers may offer longer payment terms, we don’t believe paying for your solar system should stretch beyond 5 years. Switching to solar should be about savings — not long-term debt.
Here’s the truth: you pay for solar for 5 years, but you enjoy its benefits for 25 years or more. And we’re being conservative. That’s decades of lower bills, greater energy independence, and peace of mind.
Ready to start your solar journey?
Rent-to-Own Solar makes it easier than ever to take control of your electricity costs — with flexible terms, no big upfront payment, and long-term savings you can count on.
Solviva is proudly backed by AboitizPower, one of the most trusted names in Philippine energy. With us, you’re not just getting solar panels—you’re getting a long-term partner in powering your home.
Contact us today for a free consultation. Our experts are here to help you make the switch to solar energy, save on your electricity bills, and become more energy independent.
Just fill out the form below, and a Solviva Solar Expert will reach out to guide you every step of the way.
